This year’s declarations
Seeded from Decoder. Changing fields here does not overwrite Decoder.
ExampleWorked example with sample numbers — nothing about you has been checked yet.
HRA exemption in the old-regime math: ₹0/year.
That exemption does not change new-regime tax.
Proof calendar
Hand Form 12B (previous income/TDS) to the new payroll in month 1. s.392(4)(a)(i) of the Income-tax Act, 2025 multi-employer withholding — confirm the exact mechanism with a CA.
Previous employer Form 16 often arrives weeks after you leave. You still need it to file. Chase it like a relieving letter.
Estimate, not tax or legal advice. FY 2026-27 rules. Your payroll’s exact structure will differ a little.