Relocation Equivalence — Switch Karle

Same salary, new city

Total CTC12L, 12,00,000 or 1200000₹From stateRent here / monthHRA exemption needs actual rent. 0 = no exemption. Rent above ₹1 lakh/year usually needs the landlord’s PAN for the employer to allow it.₹To stateRent there / monthHRA exemption needs actual rent. 0 = no exemption. Rent above ₹1 lakh/year usually needs the landlord’s PAN for the employer to allow it.₹

Basic, HRA and the PF split come from your saved Decoder offer — this tool only changes what it asks for. Open Decoder

ExampleWorked example with sample numbers — nothing about you has been checked yet.

In-hand: ₹1,45,502 → ₹1,45,502/mo

Professional tax: ₹2,500 → ₹2,500/year

HRA exemption (old regime): ₹3,45,600 → ₹3,45,600

HRA exemption does not change new-regime tax. The row is shown for old-regime comparison only.

Professional tax is approximate. Bihar, Assam and other newly listed states are in the dropdown at ₹0 until a primary schedule is sourced. Punjab levies State Development Tax (₹2,400). “Other” is also ₹0.

Income-tax slabs are national. Moving city does not change your slab rate.

This is not a cost-of-living index. Rent here is what you type, not a scraped city average.

Estimate, not tax or legal advice. FY 2026-27 rules. Your payroll’s exact structure will differ a little.