Offer A
Offer B
Basic, HRA and the PF split come from your saved Decoder offer — this tool only changes what it asks for. Open Decoder
ExampleThis is a worked example — nothing about you has been checked yet. Edit any field to compare your own offers.
Side by side
| A | B | |
|---|---|---|
| CTC as quoted | 24 LPA | 28.8 LPA |
| In-hand / month | ₹1,45,502 | ₹1,71,676 |
| In-hand / CTC | 73% | 72% |
| Variable in CTC | 2.4 LPA | 2.4 LPA |
Estimate, not tax or legal advice. FY 2026-27 rules. Your payroll’s exact structure will differ a little.