This FY, two Form-16s
ExampleWorked example with sample numbers — nothing about you has been checked yet.
Combined taxable (one standard deduction): ₹19,81,320
Tax if this were one employer: ₹2,04,115
TDS already deducted: ₹0
Each payroll likely gave you a full standard deduction. The return allows one.
Interest u/s 234B/234C is omitted until a CA reviews it — this is the tax gap, not a penalty model.
Estimate, not tax or legal advice. FY 2026-27 rules. Your payroll’s exact structure will differ a little.